Business owners who received a Covid-19 Economic Injury Disaster Loan (EIDL) will have to begin making payments 30 months from the original date on their Note, which was included in the original loan closing documents.

If you need help locating your loan number, you can create an account at the Capital Access Financial System (CAFS) site ( to search, or you can find it on a statement from the SBA (note that the loan number is different from an application number). You can also call the SBA Covid-19 EIDL Service Center at 833-853-5638.

The CAFS website can also be used to check your loan balance and payment due dates.

The preferred method for payments is online at using your bank, PayPal or debit card account. You can create a account so that you can set up recurring payments, and view, cancel or change upcoming payments.

Borrowers may repay in full or make a partial repayment at any time without penalty.

Honorine Campisi, CPA